title: FinanceAI - AI-Powered Financial Intelligence Platform description: Hack4Bengal project combining AI investment advisory, expense analytics, TaxVox optimizer, and Web3 Civic authentication.
💸 FinanceAI – Financial Intelligence Platform
Devfolio: devfolio.co/projects/financeai-fbea • GitHub: Soumojitshome2023/h4b-last-brain-cell
🚀 Built at Hack4Bengal (Sister Nivedita University) by Team Last Brain Cell, FinanceAI is an AI-powered financial intelligence platform built to make personal finance smarter, safer, and more accessible—especially for young adults and first-time investors.
FinanceAI combines intelligent expense tracking, personalized investment advisory, real-time market trends, and secure decentralized identity into a sleek, glassmorphic platform.
🎯 Problem We’re Solving
Most people find managing their finances frustrating. Here's why:
- 📉 No personalized advice – One-size-fits-all doesn’t work
- 💸 Messy expense tracking – Manual tracking is painful
- 🌀 Investment confusion – Too many options, no clear guidance
- 🔐 Security worries – People don’t trust sharing financial info online
- 📚 Low financial literacy – Finance terms are often overwhelming
🌟What Makes FinanceAI Special?
- 🤖 AI-Based Financial Advisor: Receive truly personalized investment advice tailored to your income, risk profile, and financial goals.
- 📊 Real-Time Investment Suggestions: Instantly discover the best SIPs, FDs, and market trades for your unique situation.
- 💬 Conversational AI Chatbot: Ask complex financial questions in natural language and get clear, actionable answers.
- 🧮 Tax Optimizer : Effortlessly calculate your taxes and unlock smart savings strategies.
- 🔒 Security-First Design: Web3 Civic authentication, and full control over your financial data.
🤖 Smart Features You’ll Love:
- 🎯 AI-Based Financial Advisor
Personalized advice based on your income, risk, and goals
🧠 Intelligent Risk Profiling
- Analyzes age, savings, income-to-expense ratio, and risk tolerance
📊 Real-time Investment Suggestions
- Includes SIPs, FDs, and market trades
💬 Conversational AI Chatbot
Ask complex financial questions using natural language
🔒 Security-First Design:
- 🆔 Web3 Civic Auth for decentralized identity verification
- 🔐 End-to-end encrypted data storage
- 🔓 You control your data – no third-party dependency
💰 Expense & Budget Management:
- 🧾 Automatic Expense Categorization
- 📉 Spending Pattern Predictions
- 💡 Budgeting Tips & Goal Tracking
📬 More Features:
- ✉️ Email Alerts for budget breaches
🧮 Tax Optimizer powered by TaxVox
Calculates your tax & suggests savings strategies
🛠️ Tech Stack
💻 Frontend
- React 18 ⚛️
- Vite ⚡
- Tailwind CSS 💅
- shadcn/ui 🧩
- React Router & Query 🧭
🌐 Backend
- Node.js 🚀
- MongoDB 🍃
- Nodemailer
- JWT Authentication 🔐
- CORS + .env configuration
🤖 AI & Intelligence
- Google Gemini 2.5 Flash ⚡🧠
- Custom Risk Profiling Algorithm
- Prompt Engineering
🔐 Authentication
- Civic Web3-based Identity Verification
🧠 UX & Design Principles
✨ Key Features:
- 📈 Smart Dashboard – All your finances in one view
- 📊 Expense Analyzer – AI categorization & visual trends
- 🤖 AI Investment Advisor – Personalized tips & predictions
- 👤 User Profile Management
- 🛡️ Security Center – Transparent data policies
- 💬 Finance Chatbot – Ask, learn, invest
- 💸 Tax Optimizer – Know, plan, save
🎨 Design Aesthetics:
- 🧊 Glassmorphism UI – Sleek and modern
- 🌈 Green Financial Gradients
- 📉 Interactive Charts & Graphs
- 🦾 Micro-interactions & animations
🔮 What’s Next
🔧 Phase 1:
- 📱 Native Mobile App (Android/iOS)
- 📉 Credit Score Monitoring AI
- 📂 Financial Health Analysis from Docs
- 🛠️ Blockchain + IPFS Secure Storage
- 🎯 Investment & Goal Tracking
🏢 Phase 2:
- 👥 Multi-User Family/Team Accounts
- 🔌 3rd-Party API Marketplace
- 📈 Enterprise-Grade Predictive Analytics
🔗 Links
- 🗂️ Devfolio: devfolio.co/projects/financeai-fbea
- 🗂️ GitHub Repo: github.com/Soumojitshome2023/h4b-last-brain-cell
- 🗂️ LinkedIn Post: LinkedIn Post
💻 Video
👥 Team Last Brain Cell
- 📊 Madhumanti
- 🎨 Atrayee
- ⚙️ Satwik
- 🧠 Soumojit